When a seller requests that all buyers are "prequalified," what theyare asking is to make sure a mortgage company believes the buyerwill be able to get the loan required to buy a house.  themortgage company takes many factors into account when making thisdecision.  These factors include:

• Overall income

• Income to debt ratio

• Credit score

• Cash on hand for down payment

• Desired housing price

• Potential loan amount

Once you are prequalifed for a new home loan,this still does not guarantee that you will get a loan for aspecific house.  There are other factors that may influence thefinal decision from the lender.  But this is about as close asyou can get to being certain you will get a loan.  Also,working with the lender through the prequalification process willhelp you understand exactly what you can afford in terms of a finalprice for a house.

Prequalify now using Seattle-Home-Loans.com'sprequalification service!  Simply fill in the form below and apre-screened participating lender will contact you, usually within24 hours.

Please bear in mind that some personallyidentifying information will be required in order to prequalify -such as date of birth and Social Security number.  We willnever ask you for that type of information in a web form or email;the lender will ask you for this information either by phone orin-person.  The only required information is name andphone number.  However, the more things you fill in, the easierand faster it will be to get your prequlification process done.