• Adjustable Rate Mortgages (ARMs)
• Conventional Fixed-rate Mortgages
• FHA & VA Loan Programs
• Construction and Renovation Mortgages
• Stated Income Loans and Other “no doc” Loans
• First and Second Mortgage Combination Loans

Conforming versus non-conforming loans

If your loan amount is more than the conforming loan limits, your loan interest rate might increase. The conforming loan limits are set by federal agencies and adjusted every year. Currently, the limit is $320,000 - so if your loan amount (not home value amount) is more than that, you will likely pay a somewhat higher interest rate.